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请问一下，我想清楚二手房按揭办理费用有哪些？_其他_设计456问答
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请问一下，我想清楚二手房按揭办理费用有哪些？

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请问一下，我想清楚二手房按揭办理费用有哪些？

浏览：30次 | 提问时间： 07-21 11:55
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5个答案
曾得否 07-21 11:56

题主好，我知道的有，交要的契税，公共维修基金，印花税，房本工本费等，买二手房不用交印花税及公共维修基金。要交首付款，需要贷款者办理购房贷款，交纳相关费用的（要交纳评估费、抵押登记费、公证费、保险费，按揭手续实际费），办理入住需要交纳费用，天然气安装费，IC卡表费，等费用的。

欲戴皇冠 07-21 12:04

上海二手房可以按揭。无论是新房也好还是二手房也好，都是可以办理按揭贷款的。办理二手房按揭贷款事先一定要去房管局查清楚房屋所有权、有无贷款的情况。由于二手房在有贷款的情况下，只能办理转按揭业务。

我不够勇敢 07-21 12:12

二手房屋过户后能办理银行贷款。办理二手房按揭贷款事先一定要去房管局查清楚房屋所有权、有无贷款的情况。由于二手房在有贷款的情况下，只能办理转按揭业务。

拿什么拯救 07-21 12:21

:武汉二手房交易增多,不少人想要了解二手房办理按揭的流程和步。现在,请让小编来为您介绍二手房办理按揭的十个流程步骤。

变身超人 07-21 12:29

按揭费用涉及按揭或转按揭时，需要支付按揭公司、评估公司及银行等相关机构的服务费用。按揭费用主要包括：
1.房屋查案费：每证90元，由房管局收取;
2.房屋评估费：评估价×0.5%，由评估公司收取。假如不需要出评估报告，则只收取300元的初评费;
3.按揭代理费：按揭公司直接收到的服务费用，标准是贷款额×(1%～1.5%);不同按揭公司执行的标准有差异，较为普遍的是贷款额的1%或1.2%;
4.贷款保险费：贷款额×1.2×0.1%×贷款年限，保险公司收取，二手房按揭贷款的最高年限是20年;
5.贷款合同公证费：每宗300元;
6.转按揭合同协议公证费：每宗300元;
7.交易委托公证费：每宗200元;
8.银行公积金代办费：每宗500元，由相应银行收取;
9.他项权利登记费：每证250元(番禺每证500元)，由房管局收取;
10.贷款印花税：贷款额×0.005%，由银行收取。其中，银行公积金代办费大部分银行都不收取。另外，办理转按揭时，个别银行还将收取转按揭费，每宗500元至1000元不等。

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