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二手房从过户到放贷需要多久？过户到放贷中间还有哪些流程？

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问问：工商银***贷的费用低不？一般房贷要多久能批？二手门面店出售可按揭不？需要交什么费用？请问一下，我想清楚二手房按揭办理费用有哪些？问问现房抵押贷款担保流程是怎样的？要满足什么？新门面房出售可按揭不？费用是多少？谁知道市场价？兴业银***贷的费用是多少？房贷审批要多久，太急人了？买房后，有房产证怎样贷款，最多可以贷多少钱？住房公积金内部转移办理有哪些流程？有谁晓得？买二手房怎么办理贷款贷款流程是怎样？宅基地能抵押贷款吗？流程怎么走？农业银***贷的费用低不？住房贷款一直不放款，怎么办？二手房商业贷款流程是什么，是怎么规定的？按揭房装修贷款怎么申请？有人知道是什么政策啊哪位能告诉我按揭房可以再贷款吗？具体流程是什么房屋抵押贷款购房办理流程是什么啊？哪位知道该如何办理啊

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二手房从过户到放贷需要多久？过户到放贷中间还有哪些流程？

浏览：32次 | 提问时间： 07-21 11:55

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3个答案

日久见人心 07-21 11:56

二手房是可以办理按揭的，实际操作流程有这些：贷款方案咨询——抵押物评估——预审贷款资料通过签署贷款合同(下家)——贷款资料进银行,银行审核通过——房地产交易中心办理房屋抵押过户(上/下家)——领取新产证、他项权利抵押证明——银行发放贷款。

鱼七 07-21 12:04

二手房交易流程分以下两种情况
一、贷款购房
1、银行征信调查（去人民银行查买方的征信情况）
2、房屋产权调查（调查房产是否抵押，查封，析产，继承，共有权人情况）
3、房屋过户的同时银行审查贷款条件
4、发放贷款
5、物业交割
二、全款购房
1、房屋产权调查（调查房产是否抵押，查封，析产，继承，共有权人情况）
2、支付卖方定金
3、房屋过户
4、物业交割
5、全款付清期望我的回答可以帮助到您。

多年不减 07-21 12:12

题主好，据我所知，按揭二手房过户流程是：第1日递交材料，提出申请。第2-7日评估。第8-10日银行审批。第11-33日交首付，办理过户。第34-35天办房产抵押登记、保险手续，银行放贷。期望可以对你有用。

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